Mandatory Purchase Requirement: The mandatory purchase of flood insurance requirement applies to all forms of federal or federally related financial assistance for building located in a Special Flood Hazard Area (SFHA). Remember that a flood insurance policy must be renewed each year. During the kind of flooding that happens in Ouachita Parish, there is usually more damage to the furniture and contents than there is to the structure. Usually these policies just cover the building’s structure and not the contents. Some people have purchased flood insurance because it was required by the bank or loan company when they got a mortgage or home improvement loan. Remember, there is a 30-day waiting period before a policy becomes effective. Federally subsidized flood insurance is available to everyone in the Parish. Ouachita Parish participates in the National Flood Insurance Program. Basic homeowner’s insurance policies don’t cover damage from floods. Vehicles also push water into homes to cause additional property damage. More people drown in their cars than in any other location. Currents can be deceptive six inches of moving water can knock you off your feet. Drowning is the number one cause of flood related deaths. Stay away from power lines and electrical lines. Turn off all utilities, gas, and electricity at the main switch.If emergency officials tell you to evacuate or leave your home, go immediately to a safe shelter, hotel, or relative’s house.Learn the safest route from your home or business to higher, safer ground, and stay tuned to reports of changing flooding conditions.The flood stage of Chauvin Bayou reached 73.2 feet at US Route 165. This record crest followed extensive rainfall in the Ouachita River Basin. The Ouachita River reached a record level of 81.92 feet NGVD on May 4, 1991. The rainfall that occurred during that flood was near that of a 100-year storm. The 1991 flood was the highest recorded flood. This resulted in President Reagan visiting and subsequently declaring the area a national disaster, which made possible Federal Disaster Assistance.įlooding occurred in the northern areas of the Parish in April and May of 1991. During the flooding of December 1982 and January 1983, the flood stage of Chauvin Bayou reached 71.75 NGVD at US Route 165. In December 1982, the Monroe Airport and the University of Louisiana at Monroe weather stations reported 16.07 and 20.66 inches of rainfall, respectively. Additionally, the Chauvin Bayou and Youngs Bayou floodplains are subject to backwater flooding from Bayou LaFourche. However, portions of the Parish remain subject to backwater flooding from the Ouachita River and its tributaries when discharges into the Ouachita River exceed those used in the design of the existing levee system. The Ouachita River was responsible for major flooding in the Parish prior to the construction of a floodwall and levee network in 1934. The following information has been provided to help inform property owners located within the SFHA and flood prone areas. Ouachita Parish recognizes that its entire community is susceptible to flooding, not just those structures located within Special Flood Hazard Areas. Education and prevention are valuable and proven tools that help communities become resistant to these natural disasters. The Ouachita Parish Police Jury is dedicated to minimizing the loss of life and property that is associated with flooding events.
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